Believe it or not, it is a lot easier to “trick” your home owners insurance representative to give you the best deal – may be in the entire home owners insurance industry – without having to resort to any shady or underhanded tactics or becoming the “heavy”. All you have to do is take advantage of the inside information that we outline clearly for you below and you’ll be off to the races. Combine these tips and tricks with your own common sense and you won’t find it difficult at all to get your hands on top-tier home owners insurance coverage that is almost impossible to beat. Let’s dive right in!
When talking to your agent
Always ask your home owners insurance representative to tell you what THEY would do if they were protecting their home. It is really easy for everyone to fall into their “traditional roles” during a sales process. You as the eager to buy customer and your insurance salesman as the “used-car lot poacher” and there’s really not a lot of trust or rapport there (for obvious reasons). Thankfully though, when you decide to abandon those traditional roles and instead challenge your agent to tell you more about how they would go about protecting their home. Also engage them as a peer, and not someone to be influenced. According to https://floridainsurancequotes.net/home-insurance/home-owners-insurance-florida/ you are going to be able to accelerate the discounting process without ever having to cut your coverage options.
Always ask your home owners insurance representative to tell you about any hidden deals or discounts that may be available – and that you likely qualify for. Pretty much every single insurance company in the United States (and most everywhere around the world, for that matter) have a whole host of “hidden” deals and discounts that can give you the opportunity to save upwards of 25% or more off of your total home owners insurance costs. Best of all, all you usually have to do to take advantage of those hidden deals and discounts is to ask these companies or your agent directly about them. That’s all it takes to unlock these significant savings opportunities!
If you don’t ask…
Always ask for the lowest price on home owners insurance companies are willing to offer and then your agent will discount it even further if you prepay in advance. At the end of the day, the easiest way to go about getting a significant discount on your home coverage is to get your insurance company to commit to an already rock-bottom rate and then combine that with a prepayment discount. However, only after you have gotten them as low as you can already. This is how you really supercharge your results!